Seller offering FOUR THOUSAND CLOSING COSTS CREDIT! Use to BUY DOWN INTEREST RATE! This rare Sienna model offers exceptional value with ZERO down financing options available, along with HomeReady and Home Possible programs, making homeownership more accessible. Built in 2022 it includes all major appliances it's MOVE-IN READY! PLUS there's a one-year HOME WARRANTY! This home also offers a RENT-TO-OWN OPTION! This like-new home features 3 bedrooms, 2.5 bathrooms, a loft, and 9-foot ceilings on the first floor, with a total of 1,892 square feet of living space. The open-concept design is perfect for entertaining and everyday living, with a spacious kitchen boasting quartz countertops, a large island with seating, 36-inch designer white cabinetry, stainless steel appliances, and a walk-in pantry. Upstairs, the primary suite offers a private bath with dual sinks and a walk-in shower, plus 2 additional bedrooms, a full second bath, and a convenient walk-in laundry room. The versatile loft provides extra space for an office, playroom, or guest area. Enjoy easy-care luxury vinyl plank flooring throughout the main living areas and modern smart home technology, such as a video doorbell, smart thermostat, and smart light switches. Located in the Stonewater community, this home offers access to walking trails, a serene pond, waterfalls, and a future fitness center. Outdoor living is enhanced with a large, fully sodded yard and front porch, perfect for relaxation. Enjoy weekends skiing or tubing at nearby Wilmot Mountain or dining at Wisconsin supper clubs. Also close to the Chain O'Lakes and Lake Geneva, with easy access to major routes like Route 120, Route 31, and Route 47. Enjoy modern living without the wait for new construction!