Find Your Home With Chicago's Top Local Agents.
For most people, buying a home is one of the biggest financial and life decisions they will make. Having a trusted advisor guide you through the process isn’t just a convenience to make things easier, it is a requirement in making sure you are making the right investment for your needs. Partnering with an Urban Real Estate broker will ensure you have a relationship with your trusted advisor grounded in trust, honesty and reliable market information.
We pride ourselves on the integrity of our data, and we believe that while technology allows us to empower our clients, it is never a substitute for doing business the right way. You may also notice that most companies offer only limited online capabilities, and love to fill up your inbox with unwanted emails. Urban will not. Our online search engine gives you the capabilities to find the properties that interest you most. Take the time at the start to give basic search parameters like price range, location preference, type of ownership (condo, townhouse, etc.), then become more defined like size of property and building amenities, if applicable. Prioritize your needs (i.e., space, light, views, schools, parking, outdoor space, etc.) but try to remain flexible. Then, whenever you are ready, just let us know and we can arrange for you to view all those personally hand-picked properties that you want to see.
Doing business the right way is the ethos of every Urban Real Estate broker. We start by understanding the needs of each individual buyer, and making sure that they are informed about each decision involved in the buying process; as such, it demands time, focus, and energy from both client and broker alike. Finding a new home should be an exciting and enjoyable process but it is also time consuming so our buyer program begins with an initial meeting; it can be at our office, at your office, or at any Starbucks or restaurant in-between. It’s important that we understand your needs and wants and can discuss what factors should impact your decision, and we will take it from there.
Urban Real Estate offers an online Mortgage Calculator to help you figure out what your monthly mortgage payment amount will be on each property you view on our site. This will give you a better understanding of the price range you should be looking in. The Mortgage calculator inputs recent interest rate, taxes and assessment (if applicable) and allows you to adjust the loan amount, the amount of your down payment, and the length of time you are planning to borrow the money. We recommend talking with a mortgage expect and getting your financing in place before you look for a home, as this will save time, may help with negotiations and will result in a smooth transaction.
After the initial meeting, your broker will set up showings of units you have chosen and maybe others that they feel are also a good fit for you. At each showing your broker will discuss the merits of the property and any concerns they may have. Your communication is essential to your brokers understanding and clarification of your desired new home, which will save you time.
You found it! Now you want to place an offer on this perfect home. Your broker will help you craft an attractive offer based on current, past and your data. They will consult with you during the negations and reach a final sale price on your behalf.
Once you are under contract your broker can recommend attorneys and arrange for inspectors. They will also coordinate, monitor attorney review, update you on contract milestones, and ensure that earnest money and deadlines are on schedule. Every sale is different and if any issues come up, your broker will help you navigate through them. Shortly before the closing, your broker will schedule your final walk through.
